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Sampoorna Raksha+ Product Overview

A Non-Linked Non-Participating Individual Life Insurance Savings Product

Get much more than just pure life cover!We do our best to take care of all our family’s needs and try our best to ensure financial security of our family from uncertainties of life. Term plans undoubtedly are the best way of shield our family from financial crisis in case of an unfortunate event.

Presenting “TATA AIA Life Insurance Sampoorna Raksha+” a plan that not only protects you from uncertainties of life but also gives you return of premiums paid on survival till maturity of the Policy.

What’s more…You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years.

L&C/Advt/2020/Jan/006

Sampoorna Raksha+ Key Benefits

• Flexibility to choose between two Death Benefit options:
  1. “Sum Assured on Death” as Lump Sum benefit on Death
  2. “Sum Assured on Death” as Lump Sum benefit on Death and Monthly Income for next 10 years
• Return of Premium¹ – in case of survival till maturity
• Life Cover for Policy Term of up to 40 years or up to Age 100 years
• Choice of Regular or Limited (5/ 10/ 12 Years) Premium Paying Term
• Lower premium rates for female lives² and Standard premium rates for non-smokers
• Enhance your protection with Optional Rider³
• Large Sum Assured discount for Higher Coverage
• Receive tax benefits⁴ u/s 80C and 10(10D), as per the applicable Income Tax laws

Disclaimers

• Insurance cover is available under this product
• This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
• ¹Total Premiums Paid will be returned on survival till maturity .
• ²Where the life assured is a female, the premium would be set back by 3 years of male premium rate i.e. premium for female lives would be calculated using an age three years younger than male lives.
• ³Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life’s Insurance Advisor/ branch.
• Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
• In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines.
• ⁴Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
• For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com.

Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.

Sampoorna Raksha Product Overview

Non-Linked Non-Participating, Individual Life Insurance Pure Risk Premium Product

Choice… is a great option, when you receive the best of both worlds!We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their dreams. While we cannot foresee our future, we can definitely make plans to ensure that the dreams of our loved ones are never compromised, thereby providing a strong ‘foundation’ of financial security for them.

Presenting Tata AIA Life Insurance Sampoorna Raksha Plan, a pure term insurance plan that provides financial protection to your family and offers you the flexibility to choose the plan that suits your need. You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years while also enjoying the flexibility to enhance your life cover.

L&C/Advt/2020/Jan/010

Sampoorna Raksha Key Benefits

• Flexibility to choose from 4 Death Benefit options:
  1. Option 1 – “Sum Assured on Death” as Lump Sum benefit on Death
  2. Option 2 – “Sum Assured on Death” as Lump Sum benefit on Death & Monthly Income for next 10 years
  3. Option 3 – “Enhanced Sum Assured on Death” as Lump Sum benefit on Death
  4. Option 4 – “Enhanced Sum Assured on Death” as Lump Sum benefit on Death & Monthly Income for next 10 years
• Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
• Choice of Regular or Limited (5/10/ 12 Years or Pay till Age 60) Premium Paying Term
• Lower premium rates for female lives¹ and Standard premium rates for non-smokers
• Enhance your protection with Optional Rider²
• Large Sum Assured discount for Higher Coverage
• Receive tax benefits³ u/s 80C and 10(10D), as per the applicable Income Tax laws

Disclaimers

• Insurance cover is available under this product.
• This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
• ¹Where the life assured is a female, the premium would be set back by 3 years of male premium rate i.e. premium for female lives would be calculated using an age three years younger than male lives.
• ²Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life’s Insurance Advisor/ branch.
• Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
• In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines.
• ³Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
• For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com.

Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.