Optima Restore Family Policy in IndiaSum Insured from 3-50 lakhs + Restore benefit to auto-reinstate your sum insured + Multiplier benefit offers a no claim benefit of 50% every year + Pre& Post hospitalization coverage for 60 days & 180 days + All Day-care procedures + Domiciliary treatment + Expenses for Organ Donor + Daily Cash for choosing shared accommodation + Emergency Ambulance + Health Checkup ( for sum insured greater than 15 lacs) + E-opinion in respect of Critical illnesses + Lifelong renewal + No additional loadings at renewal due to claims + No sublimits + No co-payment + Critical Advantage Rider

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